Money: budgets and responsible spending

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12 words

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afford to buy

позволить себе купить

to have enough money to purchase a particular thing

I cannot afford to buy a new phone, so I am getting the screen repaired.

After saving for months, my friend could finally afford to buy a better guitar.

avoid unnecessary spending

избегать ненужных трат

to choose not to pay for things you do not need

Planning meals helps us avoid unnecessary spending on food that would go to waste.

I wait a day before buying a new game to avoid unnecessary spending.

get into debt

залезать в долги

syn:

become indebted

opp:

get out of debt

to reach a situation where you owe money

My cousin got into debt after buying several things on credit and then losing his job.

People can get into debt if they regularly borrow to cover their spending.

good value for money

выгодный по соотношению цены и качества

syn:

worth the money

opp:

poor value for money

worth the amount paid because of its quality or usefulness

This backpack is good value for money because it is sturdy and has lasted for years.

The hotel was simple but good value for money, with clean rooms and breakfast included.

keep track of your spending

следить за расходами

syn:

monitor your expenses

to record or monitor how much money you use

My brother kept track of his spending for a month and was surprised by how much he spent on snacks.

I use a simple app to keep track of my spending and notice small purchases.

live within your means

pay in instalments

prioritise needs over wants

save up for

set money aside

spend money wisely

stick to a budget